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The Ramsey Show

You Can’t Hack Your Way Into Wealth!

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 22 February 2024

⏱️ 118 minutes

🧾️ Download transcript

Summary

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Ken Coleman & Dr. John Delony answer your questions and discuss: "How can I find my passion in job?" "How do we talk to my mom about moving out?" "How do I make extra income?" "Can we afford the house we want to build?" "I have anxiety about spending money," "What's the best way to tackle IRS debt?" Support Our Sponsors: BetterHelp Zander Insurance NetSuite Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📊 For help with investing, Get connected with a SmartVestor Pro! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📄 Need help with your taxes? See who we trust. ❤️ Money & Marriage Getaway is back! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Oh, Live from the headquarters of Ramsey Solutions, this is the Ramsey Show. It's where we help

0:34.1

you win in your life. We're going to help you win with your money, with your

0:39.0

relationships and in your work. Triple 8, 8, 5, 225 is the phone number,

0:44.3

Triple 8, 825, 5, 225.

0:47.8

I'm Ken Coleman, Dr. John Deloney joins me this hour,

0:50.7

and we are here for you, so let's get to it, and it's to start us off in Raleigh, North Carolina.

0:55.0

And how can we help?

0:58.0

Hi, so basically I am a recent graduate from North Carolina A&T and I have been struggling to find my passion in graphic design and that world and I just really need help on trying to

1:15.0

figure out my passion and I also need help on trying to figure out my finances

1:20.0

and find the right career to help me pay my student loans.

1:23.4

Okay, how much debt do you have?

1:27.4

I am in $25,000 worth of debt.

1:30.3

That's including credit cards and should get loans.

1:32.8

Okay.

1:33.8

And what is your income right now as a graphic designer?

1:35.8

Well, probably like less than a thousand dollars a month. Are you just freelance part-time? I'm a freelance

1:46.7

graphic designer and I also work as a part-time customer service representative.

1:51.8

Okay and so when someone tells me I'm trying to customer service representative. Okay.

1:52.7

And so when someone tells me I'm trying to find my passion,

1:56.4

the way I define passion is is just find something I really enjoy doing, right?

2:00.4

Just, there's some meaning in it, it's enjoyable enjoyable so we're on the same page with that so

2:05.7

correct yes so when someone tells me well I haven't found it in graphic design that

...

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