You Can’t Hack Your Way Into Wealth!

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 22 February 2024

⏱️ 118 minutes

🔗️ Recording | iTunes | RSS

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Summary

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Ken Coleman & Dr. John Delony answer your questions and discuss: "How can I find my passion in job?" "How do we talk to my mom about moving out?" "How do I make extra income?" "Can we afford the house we want to build?" "I have anxiety about spending money," "What's the best way to tackle IRS debt?" Support Our Sponsors: BetterHelp Zander Insurance NetSuite Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📊 For help with investing, Get connected with a SmartVestor Pro! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📄 Need help with your taxes? See who we trust. ❤️ Money & Marriage Getaway is back! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Oh, Live from the headquarters of Ramsey Solutions, this is the Ramsey Show. It's where we help
0:34.1	you win in your life. We're going to help you win with your money, with your
0:39.0	relationships and in your work. Triple 8, 8, 5, 225 is the phone number,
0:44.3	Triple 8, 825, 5, 225.
0:47.8	I'm Ken Coleman, Dr. John Deloney joins me this hour,
0:50.7	and we are here for you, so let's get to it, and it's to start us off in Raleigh, North Carolina.
0:55.0	And how can we help?
0:58.0	Hi, so basically I am a recent graduate from North Carolina A&T and I have been struggling to find my passion in graphic design and that world and I just really need help on trying to
1:15.0	figure out my passion and I also need help on trying to figure out my finances
1:20.0	and find the right career to help me pay my student loans.
1:23.4	Okay, how much debt do you have?
1:27.4	I am in $25,000 worth of debt.
1:30.3	That's including credit cards and should get loans.
1:32.8	Okay.
1:33.8	And what is your income right now as a graphic designer?
1:35.8	Well, probably like less than a thousand dollars a month. Are you just freelance part-time? I'm a freelance
1:46.7	graphic designer and I also work as a part-time customer service representative.
1:51.8	Okay and so when someone tells me I'm trying to customer service representative. Okay.
1:52.7	And so when someone tells me I'm trying to find my passion,
1:56.4	the way I define passion is is just find something I really enjoy doing, right?
2:00.4	Just, there's some meaning in it, it's enjoyable enjoyable so we're on the same page with that so
2:05.7	correct yes so when someone tells me well I haven't found it in graphic design that
	...

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