meta_pixel
Tapesearch Logo
Log in
The Ramsey Show

When You Play the Game of Debt You Lose Every Time

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 β€’ 38.5K Ratings

πŸ—“οΈ 23 February 2024

⏱️ 117 minutes

🧾️ Download transcript

Summary

πŸ’΅ Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Jade Warshaw answer your questions and discuss: "Change My Mind": New Cars. vs. Used Cars, "Should I apply for my first credit card to build credit?" Listeners share their stupid tax stories, "We earn $195K a year and are falling behind..." "How do I get out of debt (and stay out)?" Support Our Sponsors: Zander Insurance Churchill Mortgage BetterHelp Neighborly Next Steps πŸ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! πŸ’΅ Join us for the next bonus budgeting livestream! πŸš— Should I Buy a New or Used Car? πŸ“Š For help with investing, Get connected with a SmartVestor Pro! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! πŸ’Ό Find the career you were born to do! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend. Listen to more from Ramsey Network πŸŽ™οΈ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour πŸ’‘ The Rachel Cruze Show πŸ’Έ The Ramsey Show Highlights πŸ’° George Kamel πŸ’Ό The Ken Coleman Show πŸ“ˆ EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

Click on a timestamp to play from that location

0:00.0

The Oh, Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.

0:39.0

I'm George Camel joined by Jade Warsaw this hour. The number to call is AAA 825. We're Look at they're so happy to be here Jane and a good reminder that yes we're open to the public you can watch the show on the glass if that's how you want to enjoy your day is to watch a radio show through glass then come join us we got baked goods coffee all kinds of things fun

1:06.2

for the whole family so give us a call triple 8 8.25 5 225 and Jay we're going to kick off

1:12.0

this hour with a brand new segment we are calling

1:14.3

Change My Mind. Ooh Change My Mind. I love it. It all started with a friendly

1:19.2

voicemail from a listener who wanted to have a friendly debate.

1:23.4

Okay.

1:24.4

And so I thought you would be the perfect person to have a friendly debate with.

1:28.5

And so if you want to join in and you have something you'd like us to change our mind about or change your mind about you can email

1:34.4

ask at ramsi solutions dot com put change my mind in the subject line and Brad welcome to

1:40.6

this brand new segment you invented invented it my friend. How you doing?

1:43.6

Great. Change my mind. New car versus you used car.

1:49.6

This is the debate. Hot debate. Okay, make your case my case is a new car two thousand dollars a

1:59.0

year is my case and I'm not talking hoop-dies I I'm trying to do a nice regular car, not a upscale and not a hoop-dee.

2:06.7

So we're talking hondas and Chevy's.

2:09.1

Okay. $2,000 a year is my goal to beat and I did that was a brand new little Honda, HRV.

2:18.8

I bought it, sold it back to him, traded it in and another one, and I beat $2,000 a year.

2:25.6

I've bought several, I've listened to Dave for a couple years now, and we bought several used cars,

2:32.1

two to three years old, mileage get you a good deal on it and I've gone

2:37.2

over two thousand dollars a year on all those. What do you mean like yeah is this like

2:41.3

maintenance? No if you buy a car for $20,000, okay.

2:46.0

And it lasts 10 years and you throw it out, you pay $2,000 a year.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright Β© Tapesearch 2026.