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Before we get into today's episode, your money briefing is exploring what you need to know to become a homeowner and sustain your home.

You can get early access to our series buying a home and keeping it on W.S.J Special Access, available only for W.S.J. subscribers.

Here's your money briefing for Friday, April 12th. I'm J.R. Whelan for the Wall Street Journal.

The deadline to file your taxes is Monday, April 15th.

But if you can't get all your paperwork together by then,

you can ask the IRS for an extension.

But be ready to pay up.

The interest kicks on the amount you owe immediately from day one after the due date if you haven't paid.

If you're late you owe the balance due plus interest and it's a staggering 8% and it compounds daily.

We'll talk to Wall Street Journal Personal Finance reporter Ashley Ebling, after the break. The less your business spends the more margin you keep. Net Suite by

Oracle brings accounting, finance, inventory, and HR into one proven platform helping you reduce costs everywhere.

Now through April 15th, NetSuite is offering a one-of-a-kind flexible financing program.

So head to NetSuite.com slash Wall Street right now. Do you need a tax filing extension? You have options, but the rules are strict.

Wall Street Journal Personal Finance reporter Ashlea Ebling joins me.

Ashlea, what are some of the reasons people ask the IRS for an extension?

They might be chronic procrastinators, or they could just realize once they're getting their return

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