Everything is fuel for your creativity with the L'Anovo Yoga Laptop series.

From the people you meet to the creators you follow, it all comes together with Lanova Yoga.

Plus, you get a 50 pound travel voucher and a shot at winning an awesome trip to New York and a Motorola

razor 40 Ultra. Check out the L'Anovo Yoga series with laptops made for creatives at

Lenovo.com slash yoga. Limited time only terms and conditions apply. Engineered to do it all. R. Whelan for the Wall Street Journal.

This year's market rally minimized stock losses that many individual investors might have used to lower their tax bill.

Instead, those tax savings might come about as a result of lost value in bonds.

Because the Fed started raising interest rates in 2022

and it was just very steady and lots of bond funds lost money

so people still have net losses on their bonds.

So if you're looking to harvest losses to offset gains,

that's the place to look.

We'll talk to Wall Street Journal columnist Laura Saunders,

after the break. Let's put out this campfire.

Dad, Smoky Bear said to...

Ground it with water, then stir it with a shovel and repeat until cool.

Wow, where can I learn all this?

It's all on Smoky Bear.

Because only you can prevent wildfires.

Brought to you by the USDA Forest Service,

your State Forester and the Ed Council. Losses in your portfolio can help lower your tax bill when you file your return,

but 2023's market rally makes that process a little more tricky.

...