Hey, what's going on, guys? Welcome back to Jeremy Scott Fins podcast, radio show. Coming to you on this Sunday, December 21st, 2025, hopefully it finds you staying safe and staying sweaty all at the same time. On today's episode, we are doing a little year-end financial recap here, something that I shared via the newsletter about, maybe it was last

week, I think.

I'm going to kind of go give a full breakdown in details.

What we do personally, what I've seen this year, the forecast for next year, and just some random things in between

to kind of help you guys, whether it's, you know, budget or look ahead or invest or just how

you're approaching the whole work, life, balance, invest, money for later, spend money,

live now, all those things, the age old question, you know, invest, money for later, spend money, live now, all those things. The age-old question,

you know, what do you do? And I'm going to kind of give my full thoughts on that. I think it's

helpful for you. Again, if you guys are not in the newsletter, hit me up. I'm happy to throw you on

there. Obviously, we send out three a week every week minimum for the last 16 years now. Some weeks, it's even more, depending on what we have going on. But it's a free thing that we do. So if you're on the list, and you didn't see one come through, check your spam junk pro bon folders and anywhere it might be. But quick housekeeping things before we jump into that one,

Jeremy's got to find this app. Obviously you guys know it's live. A ton of you guys are in there.

Thank you guys, as always, for the support. New weekly workouts coming every Sunday, which

reminds me I need to make a note right now to load those bad boys before I get out of here.

And if you guys could see my desk right now, it looks, it's not like hoarders, like where those people are buried alive and stuff, but it's getting pretty bad.

It's been a busy time of year here, so I need to get my shit together.

But I got a lot of stuff to wrap up here.

So with that said, the weekly workouts of the app, German scoffiness.com. Grab a week for free on me.

That is coming in a couple of hours here.

The 50 days of fitness, these guys have nine days left of the 50 days of fitness challenge.

You guys can pop in that, pick it up obviously any anytime uh you can do it any time of the year it's just a nice a 50 day rip give you something

to do for 50 days in a row obviously the next piece of the app we are going to run our 47 day

transformation like we always do to start the year you guys if, if you've bought it before, you still have access,

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