Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money

coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you

that finances can be fun and easy. On the Deeper Than Money podcast, we will dive

into all things millennial finance, debt, saving mindset, and how to have financial freedom

to enjoy life in your 20s and 30s. I want you to leave this podcast with more confidence around

your Moolah and the belief that your biggest financial dreams are

possible for you.

So, let's talk money.

Welcome back to the deeper than money podcast. Today we're going to get all logistical and talk about WTF is a credit score. Now, I want you to be real with me right now because I can remember for so long pretending I knew what a credit score was.

And if that's you, give me a little nod. I'm not going to see it.

No one's going to see it.

Just give me a little nod.

Okay.

So I know I can feel the nodding vibes from across wherever you are, across the city, across the country, across the world.

Here's the thing. One time I was a, I think I was a junior in college. I think it was my junior

year. And someone in my economics class asked me something about my credit score, like super

casually. Like class hadn't started and he just said

something really casual about his credit score and then asked me a question. And I literally didn't

know what a credit score was. I was like credit score. I mean, I think in the moment I was like, oh, hold on. I'm getting a call,

you know, something like that. Dodge the bullet, if you will. But I literally didn't know what a credit

score was. Not only did I not know what it did, if it was important or not. I literally

didn't know what it was. I know. So I googled in class. I'm like on my

...