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The Jesse Mecham Show

Wielding Money Against Yourself

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 14 October 2024

⏱️ 6 minutes

🧾️ Download transcript

Summary

We've all done it before, saying something to the effect of: "I'd love to do X, if only I could afford it." We have all cited money as the reason we haven't done something, or bought something we say we wanted. The next time you catch yourself saying this, Jesse urges you to stop and examine why it is you are blaming money for the reason you can't do (or buy) the thing. Is it because you really want to do/buy it, or because you're seeking escape from some other uncomfortable part of your life? If you really DO want the thing, but you're blaming lack of money for it, perhaps you are feeling frustration that you have allowed less important priorities to get in the way of saving for the thing.

 

Whatever it is, money is not a good excuse for not doing something you really want to do. But, we blame money because there is some real friction we are experiencing, so it's worth honoring the feeling and digging deeper to figure out what's driving it. In that way, we can stop wielding money against ourselves and allow money to work with ourselves.

 

 

Got a question for Jesse? Send him an email:

askjesse@ynab.com

 

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Transcript

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0:00.0

Hello, whinabbers, my name is Jesse Meekham with another episode of the

0:07.9

whinab podcast and I am here each week to obsess out loud about spending,

0:11.7

purposefully saving aspirationally and giving joyfully.

0:16.5

It all comes down to just four simple habits.

0:21.0

But I must say these habits rules principles all revolve around this little thing we call money and one of Wineb's claims I talked about this maybe slightly last week is that we can change your relationship

0:37.6

with money and I've talked a lot about how we want money to be you.

0:45.0

I want you to see money as just a representation of all your blood, sweat, tears, effort, and

0:49.1

caloric expenditure.

0:51.3

But I want to go a little deeper with it today perhaps.

0:55.9

Sometimes you can use money to provide excuses

1:00.3

or to not think deeply about something.

1:03.0

And how often have you heard someone say,

1:08.0

you know, some dream they have.

1:10.0

And I'm not saying like, like I'm going to win the lottery like that some you know

1:13.8

unbelievably improbable dream but just like oh man I'd love to go there someday or I'd you know

1:18.6

I'd love to I'd love to see some exotic island someday,

1:23.8

something where it's, you know, it's possible,

1:27.4

it's plausible.

1:29.5

And then you have them say, you know, I just can't afford it, just don't have the money for it.

1:38.0

And it's an interesting observation that I've made how often money runs in and I'm going to kind of speak of money not in the

1:51.7

Wienab way but kind of in our old school way,

1:54.0

where money is this separate thing, separate from us,

...

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