4.7 • 1.1K Ratings
🗓️ 7 October 2024
⏱️ 10 minutes
🧾️ Download transcript
Bigger bank account balances, paying off debt, saving marriages... these are all things thousands of YNAB'ers have praised YNAB for helping them accomplish. But it's not what YNAB is about. Jesse explains: YNAB is really about getting to know yourself better, and making better spending decisions as a result. It's about reducing the second guessing in your life, and spending your money in perfect alignment with you.
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0:00.0 | Hello, Wineabbers. My name is Jesse Mika with another episode of the Wineab |
0:08.3 | podcast and I am here each week to obsess out loud about spending purposefully, saving aspirationally, and giving joyfully at all, at all, every bit of it. |
0:17.0 | It comes down to just these four simple rules. |
0:21.0 | They're basically about giving every dollar a job with different ways of looking at that job, well, at that task of giving every dollar a job. |
0:31.0 | And that seems to be the magic. You guys know that today this |
0:35.2 | episode marks the 700th time I have rambled into this microphone. Actually that's |
0:42.2 | not true. This microphone may be came a into this microphone. |
0:43.6 | microphone maybe came along like 300 episodes ago. |
0:46.8 | We used to not be so fancy. |
0:49.0 | And I shudder to think of what the sound quality was like and what editing was like without Trent, a great producer. |
0:57.6 | Okay, in 700 episodes where I feel like I've repeated myself just a couple times but also tend to |
1:08.6 | learn things as I just keep on thinking about the same thing. |
1:13.9 | And for a while, we've been trying to figure out |
1:17.4 | what Wyanab really does for people, |
1:20.5 | what this method really unlocks. And you can look at the financial stats. |
1:26.5 | You can say a checking account goes from an average of 300 bucks. |
1:30.6 | That's an old stat, that stats probably at this point. |
1:33.0 | It might be eight years old. |
1:35.0 | Ooh, maybe 10 years old. |
1:37.0 | So inflation adjusted, that's probably like a $500 average balance. |
1:41.0 | Not that people don't make money. It's just that it precipitously |
1:46.0 | drops because of that pile of bills waiting for said money like an ambush in the |
... |
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