Abby's just woken up. It's 731 and she's forgotten to ring the doctor. There's no point

ringing now. She needs to get to work, but she's not worried. She's got an HSBC Premier bank account

with access to digital GP appointments plus two second opinions a year should she need them.

Everything's premier when your bank account is. Search HSBC Premier, HSBC UK, opening up a world of opportunity.

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What happens when you cut your expenses and only overspend on the things that you're really

passionate about and cut everything else,

that means that budget number, the amount you can save can drastically go up.

And in that scenario, I just gave you, what does that mean?

That means I can push the goal forward.

This show is dedicated to helping you, strengthen your family tree, and live financially free.

Welcome to the Marriage Kids and Money podcast, everybody.

This is Andy Hill.

And today, we're going to do two things.

First, we're going to have a quick chat with my friend Joe Saul See High from the award-winning stacking Benjamin's podcast. And we're going to talk about how to determine how much you need to

save for retirement. And after that, we're back with another interview for our mortgage-free segment.

This month will be featuring Bob Lottick from Seed Time Money.

We're going to walk through how Bob and his wife went from $46,000 in credit card debt to

being mortgage-free and having no debt in their lives. All right, let's jump into today's show.

I am here with Joe Sal See High, the host of the award-winning stacking Benjamin's podcast. And I am pumped to talk to him

...