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Here's your money briefing for Friday, January 10th.

I'm J.R. Waylon for the Wall Street Journal.

On average, it currently takes people about six months to find a job, roughly a month longer than it did

during the post-pandemic hiring boom in 2023, according to the Labor Department. Especially hit hard,

have been unemployed white-collar workers.

Now we're at a point where the Fed has raised interest rates a lot to try to fight inflation,

and so it's harder for companies to expand, which is what the Fed has been aiming for.

And companies have filled a lot of the positions that they needed people for.

So if you didn't get one of those musical chairs when you needed one,

then it could be too late in some professions.

We'll talk to Wall Street Journal reporter Matt Grossman about the outlook for 2025.

After the break.

It's taken a few months, but I think I've almost chosen our next car.

I've weighed up new versus secondhand, assessed the depreciation rates and spoken to eight insurance providers.

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