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in certain states, prices subject to underwriting and health questions. The first and most important

negotiation is the one with yourself. Hey, everybody, before we get into this episode, I just want to give you a little disclaimer.

This was a fascinating episode. Tony is an expert at managing fear and his advice is really practical.

And even for me, who studies this type of stuff, I learned so much from this episode.

Now, Tony keeps it real. And so there is some

colorful language in this episode. But like I told him, I want him to flow. I want to get the

information from him and I want him to be himself. And so the team is going to edit as much as we

can. So if you're listening with children, it might not be the episode for you.

And if you are new to the podcast, just know this is us experimenting with something new.

This episode is longer and it is very raw, but still very practical because one of the biggest

things that's going to hold you back in these difficult conversations is your ability or inability to manage fear. And so Tony is an expert in the field and he brings a really

different lens because he's coming at it from self-defense. And so the situations he's dealing with

are very raw, really just raw humanity here. And so this is a very, very clear trigger warning I am

giving you as you listen to this episode because he has to talk about situations of violence or

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