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Earn Your Happy

Why Smart Business Owners Still Struggle With Money (And How to Fix It) with Kelly Ward

Earn Your Happy

Lori Harder

Business, Entrepreneurship

4.82.8K Ratings

🗓️ 15 June 2026

⏱️ 55 minutes

🧾️ Download transcript

Summary

Are you making more money than ever but still feeling stressed about your finances? In this episode, I sit down with Kelly Ward, Certified Public Accountant, Certified Tax Coach, and owner of Robinson & Ward, to talk about the habits that help you reduce financial stress, make smarter money decisions, and build long-term wealth. We dive into why so many entrepreneurs avoid looking at their numbers, how to stop making financial decisions from stress and fear, and the systems that can help you create more clarity, confidence, and control over your money. Get ready to create a plan for your money and build lasting financial freedom. Check out our Sponsors: Shopify - Try the ecommerce platform I trust for Glōci. Sign up for your $1/month trial period at http://Shopify.com/happy. Indeed - Spend less time searching, and more time actually interviewing candidates who check all your boxes. Indeed is giving Earn Your Happy listeners a $75 SPONSORED JOB CREDIT to help get your job the premium status it deserves. Just go to http://Indeed.com/podcast right now and support our show by saying you heard about Indeed on Earn Your Happy. Fora Travel - Curious how to become a travel advisor and earn while you explore? Start at http://foratravel.com/happy. Zazzle - Save 25% on your first order today at http://Zazzle.com with code EARN. Monarch Money -  Get your first year of Monarch Core for half off at http://Monarch.com with code EYH. Northwest Registered Agent - Visit northwestregisteredagent.com/EarnFree and start using free resources to build something amazing. Wealthfront - Join the million-plus people already building long-term wealth with confidence by heading to wealthfront.com/earn. HIGHLIGHTS 00:00 Meet Kelly Ward, CPA, Certified Tax Coach, and owner of Robinson & Ward. 08:45 How new experiences help you think bigger and grow faster. 10:00 What are the business benefits of stepping outside your environment? 17:00 The first step to taking back control of your finances. 20:00 How to create a plan for your money. 22:15 What's the difference between earning money and building wealth? 25:30 Questions every small business owner should ask their accountant. 28:00 How to find advisors who can help you grow and protect your wealth. 32:00 How to tell if your marketing investments are paying off. 34:15 Why do so many entrepreneurs struggle to keep the money they earn? 39:00 The financial planning lesson most people learn too late. 43:00 The resource Kelly is creating to help entrepreneurs navigate business finances. 47:00 Why community and mentorship can accelerate your business growth. 49:15 Kelly's mission to help entrepreneurs build generational wealth. RESOURCES Follow Kelly on Instagram and Facebook at @kellywardcpa and DM “HAPPY” for a list of tax strategies you may be missing out on!  Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% off your first order with code HAPPY at checkout - head to getgloci.com FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Kelly: @kellywardcpa

Transcript

Click on a timestamp to play from that location

0:00.0

This episode is brought to by Shopify.

0:03.4

Try the e-commerce platform I trust for Glosi.

0:05.7

Sign up for your $1 a month trial period at Shopify.com forward slash happy.

0:11.2

Indeed, spend less time searching and more time actually interviewing candidates who check all your boxes.

0:16.4

Indeed is giving Earn Your Happy listeners a $75-sponsored job credit to help get your job the premium

0:22.3

status it deserves. Just go to Indeed.com forward slash podcast right now and support our show

0:27.5

by saying you heard about Indeed on Earn Your Happy. Fora Travel. Curious how to become a travel

0:32.4

advisor and earn while you explore. Start at foratravel.com forward slash happy. Zazzle. Save 25% on your first order

0:40.9

today at zazel.com with code earn. Monarch money. Get your first year of Monarch core for half

0:47.8

off at monarch.com with code EYH. Northwest Registered Agent, visit northwest registered agent. Visit

0:53.7

Northwest registered agent.com forward slash earn free,

0:57.1

and start using free resources to build something amazing. Let's just talk to the person who maybe right now

1:03.7

is stressed about money. What's the best way I can start coming back from that? The best thing is to get

1:10.0

a plan for your money and tell it what to do instead of it telling

1:14.6

you what to do.

1:15.9

So many business owners are having the exact internal conversations with themselves.

1:22.4

And like you are not alone at all.

1:24.9

Money is like one of the ultimate stressors and it doesn't have to be. We just have

1:29.6

to have people like Kelly in our life. Kelly, welcome to the podcast. Thank you so much. I'm so excited

1:42.4

for this conversation. You guys, I just told her it's so much fun when

1:45.9

I've gotten to get to know somebody before the podcast. Not only have I known you, obviously,

1:51.1

from our mastermind this year, but you and I got to travel together. I know. We've gotten

...

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