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U Up?

Why Money Conversations Matter Early in Dating ft Vivian Tu

U Up?

Betches

Relationships, Sexuality, Comedy, Society & Culture, Health & Fitness

4.714.8K Ratings

🗓️ 4 February 2026

⏱️ 56 minutes

🧾️ Download transcript

Summary

Jared welcomes Vivian Tu (@your.richbff) as the first guest during Jordana’s maternity leave, and the conversation focuses on one of the most emotional topics in relationships: money. Vivian shares why she left Wall Street, how she became a personal finance creator, and why it is important to talk about money with your partner, even on date one. They tackle a real rent divide dilemma, breaking down how splitting costs “equally” can quietly build resentment when incomes are not the same, and why a fair, proportional split matters more. They unpack a prenup panic email, where a boyfriend wants a prenup because the government already has one on your marriage, making refusal to discuss one the real red flag. Vivian also drops a hard truth: a guy can be rich on paper, but if money is all he brings to the table, he is actually poor where it counts. Be sure to check out Vivian’s new book: ⁠Well Endowed⁠, out everywhere now! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Hello and welcome to the U-Up podcast. I am Jared Freed.

0:07.0

It is week one of Jordana's maternity leave.

0:11.0

And so we're going to have guests here every week to like change it up.

0:15.7

And we're very excited to have new to the podcast, a very special guest.

0:19.8

You know her as your rich BFF. She has a new book that is out right now called Well Endowed. Vivian 2. Thank you for coming out on the show and being our first maternity leave guest. Of course. Thanks for having me. How are you? What's going on? What's the haps? Generally. Give me your general. You know, listen, I'm booked and busy. Everything is great. I just got back from Japan. How was Japan? That is like the place people. Like Japan's like a little bit Tulumish right now. Like there was a moment where Touloum was like the place, everyone's going, Cartagena.

0:55.2

You know, these places become in vogue for a certain generation. How old are you?

0:59.6

I'm 31.

1:00.3

You're 31. So I'm 40. You start to hear these things. We're on the similar algorithms.

1:05.8

Japan seems to be like the place that every young woman says to me, I gotta go to Japan. Yeah, every single

1:12.3

person I know right now is traveling to Japan. Yeah. It's so funny. And I feel like it's just

1:18.2

because social media has now made it so accessible. Right. That you can see what all of your

1:24.0

friends are doing. So then you kind of like copy their trips. But we really wanted to go because I just wanted to eat. I have no other hobbies.

1:30.7

So we did sushi, we did yakotori, we did tepaniaki, shaboo shaboo, like everything you can think of,

1:37.1

we ate. And the whole thing with their food in Japan seemingly from afar, I've never been,

1:42.5

it seems like it's like done meticulously. Like there's

1:44.8

like a, there's a dedication to the craft in a way that like us Americans sit here and go,

1:52.5

I don't know, they throw some slop on a plate here. Like it doesn't seem like we appreciate it. Like,

1:56.1

I went to Copenhagen and I remember going to the hotel and the hotel I remember the the the the

2:03.0

furniture being so kind to my eyes like just the the the look of the furniture was the

2:10.7

architecture was so pleasing visually I don't know you know it felt like I had a

2:15.8

huggy around my eyes for some reason.

2:19.3

And is that the same kind of feeling when you go to Japan? Like is the food, is that what you

...

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