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Chris is going to kick us off in Lima, Ohio. What's going on, Chris?

Hey, gentlemen. Good to talk to you. So quick question, please.

Speaking with another financial advisor, I got some input, and I want to know why is it better in your point of view to pay off my mortgage early with extra principal payments,

when the projected interest savings by doing that is significantly less than the projected interest gain of investing those extra payments.

I wish we were all robots and math and is all that mattered, Chris.

I really do, because this would be a much easier answer.

And I don't think you're going to like my answer, and I don't think you're going to pay off your mortgage early.

But hey, can we just say...

Let's walk through it.

All things told, if everything works out perfectly, you are correct.

And hopefully that, like...

If you never have a job loss, you never have a divorce, everything works out great.

And the markets continue to soar.

That's right.

Yes. And everything is perfectly stable in the financial markets these days and with everyone's all, all in on the same leadership. So we're going to just go with that because everyone's pretty comfortable right now with everything, right? So assuming all that works out right, you actually are correct. The math works in your favor. And that's where I,

at least me personally, and I don't know, Georgia's too, we're playing a totally different game.

The game is, I want to be at a place where nobody, no government, no people, no bank, no

mortgage company, nobody can take away me and my family's home.

Sure.

And so I'm solving for peace. I'm not solving for maximum ROI on every penny in my life.

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