You're not alone. Home insurance is getting a lot more expensive. I'm David Brancaccio in Los Angeles. First, there's news this morning that the star of artificial intelligence chip making, NVIDIA, is throwing its weight behind a beleaguered rival. Invita is buying a $5 billion stake in, in fact, Intel Corporation, Intel stock, is up 25% in early trading right now.

The two companies say they're going to develop new computer chips together, as Marketplace's Nancy Marshall-Genzor reports.

In a statement, the two companies say they'll jointly develop computer chips for data centers and personal computers, and the new chips

will be able to communicate faster, speeding up the computers that use them. Intel has been

struggling. The Trump administration bought a roughly 10 percent stake in the company in August.

Kevin Hassett, director of the White House's National Economic Council, was on CNBC this morning. He was asked if the Trump

administration had engineered this new deal between Intel and Invidia. I am not aware of anyone

from the government negotiating with Invidia on the Intel. The Intel-invideo deal still has to be

approved by federal regulators. I'm Nancy Marshall Genser for Marketplace.

This week, the research firm J.D. Power released a report showing almost half of homeowners

saw home insurance premiums go up in the last year. Marketplace's Carla Javier explains why

prices are going up and how to navigate that. For years, about a third of homeowners reported increases to their annual premiums,

according to the JD Power Report's lead researcher Craig Martin.

It jumped after 2021 to 41%, and it's been trending up since then to now our highest level at 47%.

So he says consumers are starting to shop around,

and insurers are trying to explain why coverage is more expensive. Cost of construction

materials is rising, so is labor. But the big culprit, climate change. Jeremy Porter

researches climate risk at First Street. Historically, what the insurance company has done is they've relied on past events to help to be indicative of what they should be charging or what risk is in an area.

But with more frequent and severe storms, there will be more damage to cover.

Porter owns his home on Long Island.

His premiums have increased by 20 to 30%. His mom lives in

Northern Kentucky. And her premiums are like triple what they were just five or six years ago,

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