Why Financial Independence Is the Ultimate Power Move

Networth and Chill with Your Rich BFF

Vivian Tu

Business, News, Careers, Business News, Entrepreneurship

4.8 • 1.8K Ratings

🗓️ 25 February 2026

⏱️ 36 minutes

🔗️ Recording | iTunes | RSS

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Summary

Vivian sits down with Tori Dunlap, founder of Her First 100K and NYT bestselling author of Financial Feminist, for a conversation about money, power, and what it really takes for women to build wealth in 2026. Tori saved $100K by 25, turned that milestone into a multi-million dollar media company, and has spent years educating women about the importance of financial independence. In this episode, you'll learn: The actual strategy behind saving $100K by 25 — the salary, the sacrifices, the timeline, and how to realistically hit that milestone in today's economy without the privilege-blind advice that makes you want to throw your phone across the room. Why financial feminism is so much more than a buzzword: how the gender wealth gap, the pressure women face around money, and the lack of representation in investing spaces make building wealth as a woman a fundamentally different — and political — act, and what Tori is doing to change that. What it takes to turn a personal finance win into a business empire, from the toughest decisions Tori has had to make as a founder, to why she believes women owning companies is one of the most powerful wealth-building moves of our generation, and the one money move everyone should be making right now. Keep up with Tori on Instagram and at https://herfirst100k.com/. Plus, listen to Financial Feminist wherever you get your podcasts! Follow the podcast on Instagram and TikTok!Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0	I am somebody who was so sick and tired of men I didn't respect telling me what to do. Like, I was sick of that. My first corporate job, I'm 22, and I'm like, is this what I'm doing for the next 35 years? Is making somebody I don't respect richer? No, thank you. Can you imagine being in a situation where you don't have access to money. You might not even make money. Your money's
0:21.5	controlled. You get an allowance from your partner. When you have money, your entire life changes.
0:33.9	What's up, Rich Friends? Welcome back to another episode of Network Worthy and Chill with me, your host, Vivian 2,
0:39.3	aka Your Rich BFF and your favorite Wall Street Gurley.
0:42.5	And you know, when I first started Your Rich BFF back in 2021,
0:47.5	I went on what I can only describe as a full-blown mission
0:51.2	to stop the spread of absolutely horrific financial information and
0:55.7	advice I was seeing plastered all over TikTok. And let me tell you, it was bad, bad, bad.
1:02.1	We're talking about people promoting literal get-rich-quick schemes, suggesting you put your
1:06.2	rent money into meme coins, and don't even get me started on the financial gurus telling college students
1:11.9	to max out their credit cards to buy crypto. It was giving me actual shivers as someone who spent
1:17.0	years on Wall Street watching real people lose money following terrible advice. But here's the thing.
1:22.3	I certainly wasn't the only one seeing this absolute carnage of misinformation floating
1:27.0	around social media. While I was
1:28.6	over here having daily panic attacks about the financial guru industrial complex, destroying people's
1:33.0	lives, there were other incredible creators out there fighting the good fight too. And that's exactly
1:37.6	why I'm so excited about today's conversation. My guest today is a fellow content creator,
1:43.0	author of the New York Times bestselling book Financial Feminist and host of the chart-topping Financial Feminist podcast. Everyone, please welcome Tori Dunlap. Hi, happy to be here. Thank you so much for joining me. And before we get into everything, you are obviously a financial creator online and much like myself, I want to know what is one bad financial habit you still have.
2:04.4	I got in the water in the very early morning before the sun had risen and the water was pitch black.
2:11.3	I started swimming and I felt the water hollowing out around me and felt like something really big was swimming below.
2:20.8	I'm Phoebe Judge, and this is Love.
2:24.2	A show about the surprising things that love can make us do.
	...

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