The Biggest Money Mistake Women Make (And How to Avoid It) Ft. Zarna & Zoya Garg
Networth and Chill with Your Rich BFF
Vivian Tu
4.8 • 1.8K Ratings
🗓️ 18 February 2026
⏱️ 56 minutes
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| 0:00.0 | My mom had passed suddenly. I was almost 15 at the time. My dad was like, I'm done parenting. |
| 0:05.5 | You need to get married. That does something to your psychology. I was a matchmaker for a minute. |
| 0:10.7 | Horrible. I had a vegan chili business. Okay. Total disaster. I had a disposable toothbrush product |
| 0:16.2 | that I had kind of invented and total flop. I lived in New York 25 years and I didn't know what stand-up comedy was. |
| 0:22.3 | I was at Ground Zero. |
| 0:23.6 | I had to like wake up and build from Ground Zero overnight. |
| 0:27.3 | And it was a mistake. |
| 0:28.4 | What was I thinking for the 15 years before? |
| 0:39.9 | What's up, rich friends? |
| 0:44.3 | Welcome back to another episode of Net Worth and Chill with me your host, Vivian 2, |
| 0:47.2 | aka Your Rich BFF, and your favorite Wall Street girlie. |
| 0:51.3 | Like most Americans, I turned 18, picked a college, then a major, and basically assumed that I was going to work that job that I got out of school for the next 40 years of my life until retirement. That's the dream, right? Not quite. |
| 0:59.7 | No one tells you that you can pivot, evolve, and completely reinvent yourself at any age, and that the |
| 1:05.0 | timeline we're sold is honestly kind of BS. But here's the thing, reinventing yourself at 40, |
| 1:12.4 | that's kind of terrifying. Building a whole the thing, reinventing yourself at 40, that's kind of terrifying. |
| 1:17.3 | Building a whole new career from scratch when you're supposed to be settled with a 401k and a sensible sedan. That takes serious guts and financial courage for so long we've been told |
| 1:23.2 | there's one timeline for success, one safe path to follow, one narrow window to make your big move. |
| 1:29.2 | But today's guests said, nah, it's never too late and prove that your 40s can just be the beginning of something incredible. |
| 1:36.0 | From Mumbai to Ohio, from lawyer to matchmaking entrepreneur to selling out comedy shows across the country, |
| 1:41.9 | she's turned her unfiltered truth-telling into Hulu |
| 1:44.5 | specials, a best-selling memoir and tours with comedy legends like Amy Poehler and Tina Faye. |
| 1:49.9 | And her daughter? She's been right there watching, learning, and building her own path in the |
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