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The Daily Motivation

Why Every Woman Needs Her Own Money Before Marriage | Vivian Tu

The Daily Motivation

Lewis Howes

Education, Self-improvement

4.8960 Ratings

🗓️ 30 May 2026

⏱️ 8 minutes

🧾️ Download transcript

Summary

Financial educator Vivian Tu breaks down why being in a relationship costs women far more than most people realize — and why a prenup isn't about planning for divorce. It's about making sure both people are protected when they still like each other.

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, my name is Lewis Howes and welcome to the Daily Motivation Show.

0:14.4

Being in a relationship is so much more expensive for a woman than a man. Because more often

0:19.6

than not, if you're the one having the child...

0:23.1

Yeah.

0:23.6

Can't work for a while.

0:24.4

You can't work for a while.

0:25.8

And that's not just the amount of time off or whatever that you lose out on that income.

0:30.4

It's that what that income could have compounded over the course of your lifetime.

0:34.9

And there are things like, oh, well, you know,

0:39.2

if I spend a decade of my life being the household CEO, I prefer that versus like a stay-at-home

0:46.0

because you really are the CEO of the house. You are. You are the chef, the chauffeur, you are the

0:51.7

maid, you are the person who is the project manager,

0:54.7

you are doing, teacher, you're doing it all. Yeah. You really are doing it all. But if you're doing

0:58.3

all of that unpaid labor, which by the way, the unpaid labor accounted for at a global society

1:03.2

is in the trillions. We just don't really factor it in because most of the time it's done by women.

1:09.4

And we don't value their time the same as we do men's.

1:12.8

And so I would say having a pre-up where you have already agreed that you will get a mom's salary

1:19.9

so that you can have your own money.

1:22.7

So even if you are a stay-at-home parent, you still have your own money because 99% of domestic violence

1:28.8

cases include financial abuse. Interesting. It's important you have, you have your own money

1:34.0

that is in your bank account. Nobody else's name is on it. Maybe you want to ensure that you will

1:39.4

have spousal support because you are giving up your career to perhaps move across the country to help support

...

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