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Here's your money briefing for Friday, October 13th.

I'm JR Whalen for the Wall Street Journal.

Many Americans approaching retirement put downsizing their home on their to-do list to buy

a smaller house to fit their needs and to raise an extra cash.

But downsizing isn't the sure thing at once was.

Home values have really gone up so much, making people's homes a lot more valuable than

they were just five, ten years ago.

And so for those who have lived in the same home for decades, if you go to sell, you could

face some really significant capital gains taxes.

What options do prospective downsizers have?

We'll talk to Wall Street Journal, Personal Finance Reporter Veronica Dagger, after the break.

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Older Americans often downsize to a smaller house to simplify their lives and bolster their

finances.

But in the current economy, the math might not be in their favor.

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