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Love, Happiness and Success with Dr. Lisa Marie Bobby

When Does “My Money” Become “Our Money”? | Money and Relationships | E482

Love, Happiness and Success with Dr. Lisa Marie Bobby

YAP Media Network | Dr. Lisa Marie Bobby

Relationships, Society & Culture, Health & Fitness, Mental Health

4.7890 Ratings

🗓️ 3 November 2025

⏱️ 52 minutes

🧾️ Download transcript

Summary

Have you ever asked yourself, “When does ‘my money’ become ‘our money’?” It’s one of those questions couples don’t really face until tension starts to build. And by then, it’s rarely about the dollars. It’s about fairness, power, and feeling seen. In this episode, I’m joined by Heather and Douglas Boneparth, the power couple behind Bone Fide Wealth Management, and co-authors of their new book, Money Together: How to Find Fairness in Your Relationship and Become an Unstoppable Financial Team. We talk about what really happens when love meets money - the unspoken expectations, the invisible labor, and the stories we tell ourselves about who’s “earning” more or contributing “enough.” Heather and Douglas share their own wake-up moment during the pandemic, when their careers and family roles shifted and resentment started creeping in. We explore what it means to honor each other’s time as a form of currency, how to rebuild balance when things feel uneven, and why fairness doesn’t always mean splitting everything 50/50. As you listen, think about what fairness looks like in your relationship. How do you value each other’s time, effort, and care? And what might change if you started talking about money as a shared story instead of a scoreboard? Episode Breakdown: 00:00 When Does My Money Become Our Money? 01:03 Why Couples Fight About Money 08:39 Time Is a Currency 15:29 From “Me” to “We” 21:24 Mistakes vs. Missteps 23:56 Different Definitions of “Enough” 28:12 “My Money” vs. “Our Money” 39:09 Practical Playbook: Money Dates & Goal Alignment 44:45 Case Study: Inheritance & Grief 51:03 When to Seek Financial Therapy for Couples There's a ton of great information in this podcast AND it’s also true that talking about money and creating agreement in your financial relationship can be very tricky for many couples. You don't have to go it alone. One of the things my practice is known for is financial therapy for couples, specifically. If this is a current pain point in your relationship, I hope you get in touch with us and allow us to guide you through the process of creating alignment around all parts of your life, including financials. Here’s the link to learn more, and set up a free consultation. xoxo, Dr. Lisa Marie BobbyGrowing Self

Transcript

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0:00.0

When does my money become our money?

0:04.2

That is the question that most couples avoid until they absolutely can't anymore because they start

0:10.4

budding heads over finances.

0:12.4

So today we're visiting with married couple, Heather and Douglas Bonaparte, who wrote the

0:18.1

book Money Together and today they're here to show us why fighting about money isn't actually about the money and had to get your hands around the deeper issues underneath the surface so that you can come together as a couple.

0:34.0

We're going to get right into this.

0:36.0

Welcome, if this is your first time listening,

0:38.3

I'm Dr. Lisa Marie-Boppy. This is love happiness and success where growth-oriented people

0:43.5

come to learn how to have better relationships, develop themselves, and create genuinely

0:50.0

satisfying careers. So, Heather and Doug, welcome. So welcome Heather and Douglas. It's so nice to meet you.

1:00.7

Great to be here. Thanks so much for having us. Oh, congratulations on the book. It sounds very

1:06.1

interesting and much needed. I mean, this is a pain point for a lot of couples. So your book, Money Together,

1:13.9

it opens with a question, when does my money start being our money? And why is this such an

1:23.2

important question for couples to answer? Yeah, absolutely. So the one thing that comes up when,

1:30.5

so everyone's communicating, whether you're saying the words or not. It could be your body language.

1:35.4

It could be the words you're not saying that are saying everything there is about your,

1:40.8

you know, feelings around money. And when you are not able to communicate and you're making assumptions about how a partner

1:47.9

feels or is going to behave around things, resentment can take place.

1:52.5

The negative emotions start to erode the relationship that you have with that person.

1:58.3

Douglas is a financial advisor who sat across the table from hundreds of couples over the

2:04.2

years.

2:04.6

And you cannot avoid, you cannot avoid the conversation forever.

...

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