Americans love using their credit cards, the most secure and hassle-free way to pay.

But DC politicians want to change that with the Durban Marshall Credit Card Bill.

This bill lets corporate megastores pick how your credit card is processed,

allowing them to use untested payment networks that jeopardize your data security and rewards.

Corporate megastores will make more money and you pay the price.

Tell Congress to guard your card because Americans lose when politicians choose. Learn more at

guard your card.com.

Here's your money briefing for Thursday, February 20th. I'm Adriana Aspuru for the Wall Street Journal.

Commitment can be scary. A lifetime subscription is one that could save you money in the long run.

But is it worth it? It forces people to really pause and reflect on whether or not that service is useful in

their life, which is a great thing. That's one benefit. And another benefit is it just gets

rid of that monthly fee. You don't really have to worry about these recurring costs adding up over time.

If you can stick with the service and amortize that cost, then it can save you money.

We'll talk with Wall Street Journal Personal Technology columnist Nicole Nguyen

about how to decide when a lifetime subscription is worth the money and the risk.

That's after the break.

Ready to launch your business? Get started with the commerce platform made for entrepreneurs.

Shopify is specially designed to help

you start, run and grow your business with easy customizable themes that let you build your brand,

marketing tools that get your products out there. Integrated shipping solutions that actually

save you time, from startups to scaleups, online, in person and on the go. Shopify is made for entrepreneurs like you.

Sign up for your $1 a month trial at Shopify.com slash setup.

...