What You Should Do With Your Money Before It’s Too Late

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.9 • 2.8K Ratings

🗓️ 23 October 2025

⏱️ 42 minutes

🔗️ Recording | iTunes | RSS

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Summary

💸 Uncover extra cash in your budget with the free Money Finder. You can’t take it with you when you go . . . but you can leave your loved ones stuck in a financial hot mess. Here’s what really happens to your money after you pass, and what you should do today to prevent money mayhem down the road. Next Steps: 🎥 Watch our video Stirring the Pot With These Off-Limit Topics. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a budget and track expenses with EveryDollar. 💼 Get your finances in order with our Estate Planning Guide. Connect With Our Sponsors: Check out the FAIRWINDS credit union exclusive account bundle. Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹Night King Recipe: @SpeakEasierUK 1 ounce lemon juice 1/2 ounce blue curacao 1/2 ounce crème de cacao 2 ounces pisco 1 egg white Instructions: Combine all ingredients into a cocktail shaker filled with ice. Shake and pour into a glass over ice and enjoy. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Today we're talking about the death box.
0:07.9	And no, that's not the name of an undiscovered emo rock band.
0:10.9	And yes, it has to do with you and your mind.
0:12.7	If I was in a coma for six months, once I saw the hospital bill, I would die again.
0:16.9	I swear if I have a bad quality photo in that frame, I will come back from the grave.
0:21.2	Have you ever pre-claim something from my relatives' house long before they die?
0:31.2	Hey guys, I'm Rachel Cruz.
0:33.1	I'm George Camel.
0:34.9	And this is Smart Money Happy Hour.
0:43.3	Well, this is the show where two friends who have to be money experts talk about what you're talking about.
0:47.3	Everything from pop culture, current events, and money.
0:49.7	And before we get to the hot content you came here for, let's talk about what we're sipping on.
0:54.4	This is called a Knight King.
0:56.4	Oh, well, hey, King.
0:58.1	Spooky.
0:58.7	Night King.
1:00.3	My gosh, we do love a King.
1:01.1	We love a King.
1:02.0	We're going to give you the rating and reveal the cost per glass at the end of the episode.
1:05.5	So stick around for that.
1:07.5	But Halloween is upon us, and we are here to gently remind you that we are all going to die.
1:15.6	Thanks, George. And it reminds me of Courtney Kardashian when Kim loses her earring. And she's like,
	...

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