Comparing Disney Villains to Sneaky Financial Industry Traps

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.9 • 2.8K Ratings

🗓️ 30 October 2025

⏱️ 38 minutes

🔗️ Recording | iTunes | RSS

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Summary

💸 Uncover extra cash in your budget with the Money Finder Challenge. When building wealth feels extra challenging, it’s easy to get caught up pointing fingers at the wrong bad guy. Today, George and Rachel are exposing the real villains of the financial industry—with a fun Disney twist. Next Steps: 🎥 Watch our video Reacting to the Wildest “Am I the Jerk?” Reddit Threads. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a budget and track expenses with EveryDollar. Connect With Our Sponsors: Check out the FAIRWINDS credit union exclusive account bundle. Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍷 Witch’s Elixir Mocktail Recipe: @themindfulmocktail 4–5 blackberries, plus more garnish if you wish 1/2 cup berry or ginger kombucha (or your sparkling beverage of choice) 1 ounce lemon juice 3 ounces chilled butterfly pea tea Optional: a little maple syrup, agave or your sweetener of choice Instructions: Muddle the blackberries in your glass with sweetener of your choice. Add ice to the brim, then kombucha. Slowly pour in half of the butterfly pea tea, then the lemon juice. Give it a stir, then top with the remaining butterfly pea tea to create a layered effect. Garnish with blackberries and enjoy! Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Have you ever looked around and thought, wait, am I the villain?
0:09.5	Today, we're going to figure out who's to blame for the spooky financial troubles a lot of people are facing.
0:14.5	We need Aladdin to save the day, you know, George.
0:16.8	It's like you're like Aladdin, just the everyday.
0:19.0	I am the street rat.
0:20.2	It's more expensive not to buy it.
0:21.5	Did you buy ice cream and your pregnant wife can't have it and you had it in the house?
0:23.5	I bought eight pines.
0:25.5	And I stored them in the outside freezers.
0:28.1	But then she caught me.
0:34.3	Hey guys, I'm Rachel Cruz.
0:36.1	I'm George Camel.
0:37.9	And this is Smart Money Happy Hour.
0:46.1	Well, this is the show where two friends who have to be money experts talk about what you're talking about.
0:50.7	Everything from pop culture, current events, and money.
0:53.5	First, let's talk about what we're sipping on. I think it's 80% glitter. But there is liquid in here, too. This is the Witches Elixir Mocktail. I'm sorry, Mom. She's not going to like that. What? Anything involving witches. Oh, she's not, yeah. She's an Arabic Baptist. That's on the other side of the spectrum.
1:13.4	You couldn't watch Hocus Pocus growing up? Give me, I couldn't read Harry Potter growing up. I couldn't look at words. No. Were you a non-Hary Potter? I got to read the first one before she got wind. Wow. I think it must have made it to focus on the family radio and they said, watch out if your kids are reading this Harry Potter.
1:29.5	James Dobson was like, get it out. wind. Wow. I think it must have made it to focus on the family radio and they said, watch out if
1:28.4	your kids are reading this Harry Potter.
1:29.5	James Thompson was like, get out of here.
1:32.6	Well, wow, Dave and Sharon were rebels.
1:34.8	They were like, which is fine.
	...

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