brought to you by the every dollar app start budgeting for free today our question of the day comes from

susie in florida she says i'm at my wits end with my husband's spending we got married young and

back then i assume the poor choices were due to his age i I thought over the years that he would learn from

his mistakes, but he hasn't. He recently racked up $125,000 in non-housing debt, and it's not the

first time. We've refinanced or sold our houses two other times to clear his debt. I'm embarrassed

to admit that I found myself scouring the couch cracks for enough quarters to buy a gallon of milk.

He recently maxed out his credit cards and then took out an annuity to pay them off.

He has sold my paid-off car so that he could pay off debts.

He comes home with something new whenever he pleases.

About a year ago, I opened my own savings account. I'm

afraid that our marriage will crumble and I'll need to move out. I even went back to school to finish

my degree so that I could support myself if we separate. I have always stayed debt free and saved what

I could. I feel disrespected and fear that our family is at risk at all times.

At this point, I'm so full of resentment and distrust that I'm constantly angry and anxious.

What should I do? Well, yeah, you've got a problem. It's beyond a money problem. He's, it's looking

like a money problem, but it's beyond that. He's got a lot of

problems. And the fact that you've already separated yourself to the extent that you have, you've,

you know, you're looking at, you're looking at a life without him and you're getting your education

to do that. You're setting aside money to do that. So in your mind, there is a line that he's crossed a long time ago,

and it sounds like you're in this position where it's like, once I get my footing, I'm out the door.

And I don't know what you guys have talked about in way of counseling. You know, I kind of have this

acronym when you're in these situations. I always say it's it's a safe acronym about keeping your money

...