First, the bad news.

SAP Business AI won't generate amusing holiday cards.

But it will personalize career paths for your people

and let you know which suppliers are best,

so you can be ready for the next opportunity.

Revolutionary technology, real world results. That's SAP business AI.

Here's your money briefing for Monday November 20th. I'm Adjana Asp Uspoodoo for the Wall Street Journal.

Budgeting app Mint is shutting down,

leaving millions of users searching for a new place to track their spending.

Next year, it'll join a packed searching for a new place to track their spending.

Next year, it'll join a packed graveyard of apps

that have struggled to stay afloat.

The market's not that big.

People don't want to pay for their budgeting.

You know, it's kind of counterintuitive.

It's hard to monetize for that reason.

It's something that a few people like

and the few people who like it,

they're usually not willing to pay for it.

We'll speak to W.S.J.

Personal Finance reporter

and Mani Moise, after the break. AI may be the most important new computer technology ever, but AI needs a lot of processing

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