Hey everyone, welcome back to Finance Friday. It's another special edition of Money Girl where I answer your burning money questions.

Today's topic comes from Deidre, who says, I'm in my mid-30s with a good job and no kids, but recently I got divorced. My ex handled all the money,

so I feel clueless about my finances. What money goals should I set for next year that will

put me on the right path without feeling too overwhelming to achieve? Thank you for your question,

Deidre. The fact that you asked this excellent question and are thinking about financial goals tells me you're already on the right path.

This podcast will review steps for taking stock of your finances, deciding what you want to achieve, and setting realistic goals to bridge the gap between the two.

I appreciate you downloading the show.

This is episode 889 of the Money Girl podcast.

I'm Laura Adams, an award-winning author, financial speaker, money spokesperson, and consumer advocate.

As always, you can reach me using my contact page at laura d. adams.com. That's also where you can sign up for my

free substack newsletter, The MoneyStack. When you subscribe, you get my money success toolkit,

which includes a financial planning workbook and personal financial statement calculator

to assess your financial situation, set goals, and track your wealth.

I'm going to talk a lot today about the personal financial statement or PFS, so be sure to

download that that will really help you as you're listening to today's show.

And I'd love to feature your money question in a future Finance Friday.

You can send it by emailing me

using my contact page at laura d adams.com or calling 302-364-0308. All right, let's jump into the five

steps to help Diedra create some really good New Year's money goals. Number one is to create or update

your personal financial statement, that PFS. As I mentioned, I'm going to talk about it a lot.

I mentioned that you can immediately download this from my newsletter when you sign up for the

money stack. I'm really recommending that you do this because creating or updating

...