5am.

You wake up with a jolt,

after a nightmare that your business was hit by a fraud attack in the night.

This is the moment you choose to relax,

knowing that Barclay card payments is helping to prevent fraud 24-7.

So you can go back to counting sheep, not pounds.

That's how we're protecting your business.

Barclay card payments.

Terms and conditions apply.

See barclaycard.com.ukh forward slash business for details.

Find your complete Christmas at Squires with everything you need all in one place.

Visit our Christmas shop to choose your favourite real or artificial tree.

Add a sparkle to your home with thousands of beautiful decorations, indoor and outdoor lighting,

and find lots of amazing gifts to suit everyone. You can also join us for Christmas lunch,

meet Santa for breakfast, or visit his magical grotto, online booking required. To see our range or find your nearest centre with

free parking, visit squiresgardencentres.com.uk. Good morning. It's three minutes after 10 and you are listening

to James O'Brien on LBC. Do you ever tell you something and you just think that can't be right.

Intelligent people, sensible people, informed people, they'll tell you something and you'll just go,

that just can't be right.

Somebody told me yesterday that council tax bans are calculated according to the value of your home,

according to an assessment carried out in 1991.

I was going to do that as a hook and tease.

...