5am.

You wake up with a jolt,

after a nightmare that your business was hit by a fraud attack in the night.

This is the moment you choose to relax,

knowing that Barclay card payments is helping to prevent fraud 24-7.

So you can go back to counting sheep, not pounds.

That's how we're protecting your business.

Barclay card payments.

Terms and conditions apply.

See barclaycard.com.ukho.

com.

Good morning.

Three minutes after 10 is the time.

And this is my serious voice because there is a budget later today.

So can we all please, please remember to be very

grown up during the course of today's discussions. That won't last very long, will it?

I still want to do a live phone. I'd love to do a phone in on why I'm suddenly much more

interested in a budget than I ever have been before. I think it's more for political reasons

than fiscal reasons.

I appreciate not everybody is ready to hear this, but the first 18 months or so of Kirstama's

administration has been disastrous by any measure. They've done lots of good stuff and failed to get it

in front of the public for which they don't necessarily need to shoulder all the

...