Hey, everybody. This is Carl White. Broadcasting, actually out here on the front porch of the secret headquarters here in the Mortgage Marketing Animal slash Freedom Club. And you are listening to Loan Officer Freedom. Most awesome podcast ever. No, I just, number one podcast for loan officers in North America today.

So thanks for being here. Today's episode is, we're calling this one, what now?

So what now could be what now? Or it could be what now? And I think it's more of a inquisitive.

What like what now? So that's kind of where we're going. So I'm joined here with my dear friend, one of the great partners here at the mortgage marketing animal's headquarters, Mr. Michael

Cardassian himself, affectionately known around here as Magic Mike. How you doing, Mike?

I'm doing awesome, Carl. It's an honor to be back on the show and looking forward to getting

into the second. It's going to be a good one. Yeah. And I know you do your own podcast, loan officer success.

I'm a huge fan of that. I listen to it a lot. Go on my bike ride the morning. I listen to it. Always some great nuggets. See, the problem of listening to your podcast when I'm riding my bike is I stop. Like, oh, let me write that down real quick. I text myself a little message, you know, and I'll be riding for a few minutes. Oh, let me stop for a minute. Because I'll say, I'll remember that when I get back and I get back and go, oh, crap, what was it? And I have to go back and listen to it again, you know, so anyway. So I thought what we'd do, you do a, you do a, is it weekly or biweekly meeting for the animals called office hours?

Is it weekly, biweekly?

So we do it weekly every Monday at 2 Eastern, but I switch off with Erica, who I host a loan

officer success podcast with.

We switch off every week, so everybody gets a different flavor and different topics and

different teachers, but we do it every Monday at 2 Eastern.

Okay, cool.

So in between that,

and I know you field a lot of the calls, like when somebody goes to our Freedom Club demo.com, or they want to know what we're about or they want us, hey, Matt, me out of plan for success.

And let me just kind of look to see what that looks like.

I know a good part of the time, you're the one that does that. So you probably talk to more loan

officers than almost anybody else I know on a one-on-one basis and broadcasting, too, through your

popular podcast. So I thought thought I thought we'd do a

topic of like like what's going on now and how are things different. And so I'm just going to add

and this is not for anybody's listening and maybe after listen to it, you go, well, I could tell it

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