Here's your money briefing for Tuesday, April 29th. I'm Julia Carpenter for the Wall Street Journal.

Gold. A lot of people have opinions on how, if, and when you should buy it. But in times when the market is volatile,

some investors turn to it for protection. Gold will do much, much better than stocks if there's

a depression or inflation. So it's an effective hedge in your portfolio against chaos, against

war, against inflation, things like this.

But how should you think about adding this controversial investment to your portfolio?

We'll talk with Wall Street Journal reporter Aaron Back about gold, its history, and its sister

commodity, silver. That's after the break.

Talking about guns with others might not always feel comfortable,

but it could save a life. Here's a way to start a conversation. Your family is going over to your neighbor's home for dinner for the first time. How would you ask if there are any unlocked guns in the

home? Hey! Hey, we're so excited for tonight. Before we come over, though, may I ask if there are any unlocked guns in the home? Hey! Hey, we're so excited for tonight.

Before we come over, though, may I ask if there are any unlocked guns in your home?

Our guns are stored securely, locked in a safe that the kids can't access.

Awesome.

Learn how to have the conversation at Agree2agree.org.

Brought to you by the Ad Council.

Music conversation at Agree2agree.org. Brought to you by the Ad Council. Investors and historians agree. Americans turn to gold in the midst of financial turbulence.

Wall Street Journal reporter Aaron Back joins me. Aaron, in your story, you described gold as a bit of a

controversial investment. Why does it have so many supporters and detractors? Gold's performance

over time is very uneven. And the case against gold was made famously by Warren Buffett,

where he said, if you bought all the gold in the world, it would just sit there as a

cube and not do anything. Whereas if you took the same amount of money and invested in companies

...