On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is

InvestTalk, independent thinking, shared success.

Invest talk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

Here is KPP Financial Portfolio Manager, Luke Guerrero.

Good afternoon, investors, and welcome back to Investor. My name is Luke Guerrero, and it's

Thursday, December 12th, 2024. And if you look at the calendar, there is one scary thing it tells

you, and it is that time moves so quickly. It feels to me like the year 2024 just began,

but the reality is 2025 is just around

the corner. But just because there's a new year, or rather just because this year is about to end,

does it mean we can relax? And that is because we come here each and every day to help make

ourselves better and more informed investors.

And in order to do that, Justin, myself, our entire team here at Investstock, we bring some

important items to the table, some actionable items, some stories, things that are driving markets,

things that we expect to drive markets into the future.

But that's not what this show is mainly about.

This show is mainly about you and your finance investment questions via voicemail

on our iTunes review section and the comment section of the InvestTalkie YouTube channel.

And most importantly, live throughout the show,

help drive this conversation forward.

Now, in just a bit, we're going to talk about today's market performance

and run down the show topics.

But I mentioned the most important part of that show,

...