On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is

InvestTalk, independent thinking, shared success.

Invest talk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

Here is KPP Financial Chief Executive Officer, Financial Advisor, Justin Klein.

Good afternoon, fellow investors, and welcome back to Invest Talk.

This is our Friday, December 13th, 20204 edition.

We are only 12 days away from Christmas.

I know I'm doing some shopping this weekend, that's for sure.

And soon after Christmas, we will start 2025, 25. Now, today happens to be

Friday the 13th. If you're superstitious, you might want to consider staying home tonight.

Maybe not going out. A lot of people think it's an unlucky day. But did you know Friday

the 13th happens at least once every year, but

can't occur up to three times in the same year. And for a month to have a Friday the 13th,

the first day of that month must be on a Sunday. Now back to our job, the markets are

constantly shifting and you're getting bits, a bit of a choppy environment right now as we move through this holiday season.

And I am here to help you through these times and guide you into the year ahead and the years beyond. And we do that by answering

your finance and investment questions and bringing you data and lessons that you can take back

to your financial situation and make smart decisions. That's what's it about. It's not about finding

that one tip that's going to make

you rich. It's about taking one step at a time, good decision after good decision after good

decision. Now, not every decision is going to be forward. You'll make a bad decision every once in a while

and that'll be a step back. But it's about making more of those smart decisions over time. And you will eventually get to your ultimate goal, which is financial freedom, your own version of financial freedom.

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