What I Will (And Won’t) Do With My Money This Year

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.8 • 3.6K Ratings

🗓️ 30 January 2023

⏱️ 24 minutes

🔗️ Recording | iTunes | RSS

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Summary

Today’s episode is all about the best things to do with your money. I share what I’m not spending money on this year, and we look at whether Minority Mindset’s Jaspreet Singh gives trustworthy advice on what you should do with your next paycheck. Then I dive into why I’ll never, ever use a credit card. (Spoiler alert: They’re shadier than you realize.) In this episode: · 6 Things I’m Not Buying This Year · Why I Will Never Use a Credit Card · Should You Do This When You Get Paid? Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Even the things that we need can end up being wants at some point.
0:09.4	If you have the money for it, that's great, but you don't need that, right?
0:12.3	So understanding needs versus wants is really important, whether it's from budgeting
0:16.0	or saving up for stuff.
0:17.0	It just reframes your mindset to what you really, really need.
0:20.5	Hey guys, welcome to this episode of the Rachel Crucio podcast.
0:25.0	I'm so glad that you're here.
0:26.9	So in this episode, we're going to talk about what I will and won't be doing with my money
0:31.2	this year.
0:32.2	And I'll go over why I'll never own a credit card.
0:35.8	Then I'll walk you through what you should do with your next paycheck to make the most
0:39.0	of it.
0:40.0	But first, let's talk about things I won't be spending money on this year and why.
0:45.2	Take a listen.
0:46.2	Yep, I look to my life and I just thought, hmm, these are things that I just don't need.
0:50.6	They're not valuable in my life.
0:52.1	They're unnecessary.
0:53.1	So I'm cutting them out.
0:55.1	Now I know they're not going to be the same for everyone.
0:57.6	Whenever I do these lists, I always get people in the comments like, oh my gosh, how could
1:01.5	you not take your kids out for ice cream?
1:03.2	Those are the biggest ones.
	...

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