Hey guys, welcome to a new episode of the Rachel Cruz Show,

and I'm here to remind you that we have a new format.

So we'll be releasing each segment every Monday, Wednesday, and Friday.

Hope you like it.

Take a listen.

Well, hey you guys, so today I want to talk about breaking the cycle.

And when we talk about breaking the cycle, again again that can be for a lot of different things

But when you talk about your money habits we say hey break the cycle of your bad money habits so you can put good money habits in place that's going to help propel you forward

to be financially successful, which means that's going to cause your family and your family

tree to change because you have broke the cycle of just maybe

living paycheck to paycheck or always using credit cards or always using debt to

say okay I'm gonna do something that is good for myself financially and because of that then your kids your

family are going to be the beneficiaries of that and so you know when I talk about

this stuff you may be thinking oh my gosh well you're Dave's daughter like you

know I how much do you know about all of this because he's the one that really you

know did it all right I hear that kind of stuff all the time which is true so

we're going to talk about that today and I want you to stay tuned till later

because I'm going to share my top three ways to reverse the toxic money cycle

and really change your family tree. So like I said earlier, the disclaimer is,

listen, I am fully aware that Dave Ramsey is my dad, okay?

I am not shocked, I understand,

and I know, deep in my heart,

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