All right. We're going to move on to Ryan's question next.

Is that Brian or Ryan? Ryan.

Ryan.

He's missing in the bomb. Ryan Ryan. Ryan.

He's missing in the bombastic bee.

Yeah, he is.

That was a four hour comment.

I was going to say that too.

That was definitely four hour sleep, Ryan talking.

All right, Ryan's question says,

should I keep my health deductible covered,

even though I hardly ever visit the doctor,

instead of maybe just keeping my

auto deductible covered and using the rest for high interest debt.

It's a lot there.

Well Ron here's the answer.

If you've done our financial order of operations course, if you want to know more about that, you can go to

learn. Money Guide.com, and we do a full deep dive into each step and what you need to know in each step and how we thought about each step and how we formulated each step.

Well, one of the interesting things that people don't realize is when we say deductibles covered it's not strictly your health

insurance deductible that's not that's not the idea behind it what we say is we want

you to look at all of the different deductibles that you have and maybe it's your

health insurance deductible or maybe it's your

...