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As we enter the new year, I've been reflecting upon which dating royalty will return to the Love Island Villa.

Lovers from across the land will be hoping they get the call to be a Love Island All-Star

and share values of kindness, compassion and snogging.

I urge them to love thy neighbour on the next Sun Lounger and hope that come January 13th on ITB2 and ITBX,

love will reign supreme.

Standard issue for all women.

Oh, hello there.

It's Mickey here.

Chuff to welcome you to the first standard issue of 2025, where I am going to be talking cold, hard, cash. I say I'm going to be

talking, but we very much brought in a woman who knows what she's on about. It's not me. Wendy Grace

is a financial literacy expert, and so she and I had an excellent chat about why so many of us

put our heads in the sand when it comes to money, how we can

change that, when and how to get kids financially savvy, and why Wendy wants more women to get

giddy about pensions. Wendy is great company, and sure, I might be biased because she is also

my friend, but I am also correct. She's super engaging about what a lot of us find to be a confusing, complicated and emotional topic.

And I found her advice really helpful. I'm sure you will too. Even if you're more financially savvy than me, it's a low bar.

Okay, what is financial literacy and why don't I have it?

...