Sitting quietly once you've made the house all shiny.

Down time can be just fine, playing bangers from the 90s.

Tea break.

Lunch break.

Maybe listen to the outbreak.

Sometimes it's not time for some tombola, right?

It's enjoying lasagna time, chilling with a book time, or time to visit your nan time go on play some other time put your phone down

tombole open for fun terms apply 18 plus gambleaware dot org standard issue for all women hello ho ho dear listeners

Jen here to wish you a very merry betwixtmas and forthcoming New Year.

I'm going to tell you about this podcast in just a minute, but before I do,

now we have taken our collective foot off the gas a little bit over the festive period because, you know, holidays.

But with another episode coming up on Friday in which mix having a natter with

financial literacy expert Wendy Grace about why so many of us put our heads in the sand when

it comes to money, how we can change that, when and how to get kids financially savvy and the

joy, Wendy's words, of pensions. We did also put out a review of the year for all of our Patreon

subscribers, but you can listen to it too for a one-off payment of £2.30. We didn't set that

rather peculiar price point, Patreon did. But anyway, treat yourself, and indeed us, it's sort of

Christmas still. If you want to find out more about that,

head over to patreon.com forward slash a standard issue. Back to this episode and with the

new year approaching, some of us will have resolutions for the year ahead on our minds. Not me.

I don't believe in him. And nor does Laura Tristram, founder of new app, Loumi Life, an AI-powered mental health companion.

I caught up with Laura to talk about how New Year's resolutions can actually be bad for our mental health,

...