Weird Money Habits That Will Make You Rich

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.8 • 3.2K Ratings

🗓️ 29 January 2026

⏱️ 49 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

🚢 Get tickets to the next Live Like No One Else Cruise. Apparently, living on less than you make and ditching your credit score is groundbreaking financial advice—but we’ll let you be the judge. If you’re willing to be a little unorthodox in order to build wealth, stay tuned! You’re in the right place. Next Steps: 🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy? 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a free budget and find more margin with EveryDollar. 📙 Grab a copy of George Kamel’s book, Breaking Free From Broke. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Virgin Piña Colada Recipe from House of Nash Eats 2 cups pineapple juice 3/4 cup cream of coconut 4 cups ice Pineapple wedges for garnish Maraschino cherries for garnish Instructions: Pour the pineapple juice and cream of coconut into a high-powered blender. Add the ice. Blend for 30–60 seconds until smooth. Divide between 3–4 glasses. This makes about 5 cups of piña colada, which is about 10 ounces per person if divided between 4 people. Garnish with pineapple wedges, maraschino cherries and cocktail umbrellas before serving! Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Well, if you're in the mood to be a little bit weird to build wealth successfully, you're in the right place.
0:10.3	Do you ever feel like you are the main character in a Girl Power rom-com montage?
0:14.5	I mean, I think everything about me people would consider unusual.
0:17.8	This is the number one area you can focus on because it's something you can
0:20.9	actually control.
0:26.4	Hey guys, I'm Rachel Cruz. I'm George Camel.
0:30.1	And this is Smart Money Happy Hour.
0:34.5	Cheers.
0:38.4	All right, well, this is the show where two friends who have to be money experts talk about what you're talking about.
0:43.0	So everything from pop culture, current events, and money.
0:45.7	But first, Rachel, we're sipping on a virgin pinia calada.
0:49.5	And it's delicious.
0:51.2	We're going to give you the rating and reveal the cost per glass at the end of the episode.
0:55.2	So stick around for that.
0:56.5	I think you're going to like what you hear because you can't taste it.
1:00.5	I think what you see, what you hear.
1:02.7	Okay, George, you know one of the funniest things I have noticed about doing all this money content?
1:09.0	Like if we're ever on stage or even on a media hit i'll randomly
1:13.8	just say live on less than you make and i will get an audible like gas their mind is blown
1:21.9	like yes i remember being doing a news segment and i remember the anchor was like that is so wise
1:26.9	like it's like mind mind-blown.
1:30.1	And I just realized, man, you know, it's just not common. Some of the things we talk about when it
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