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Smart Money Happy Hour with Rachel Cruze and George Kamel

Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition)

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.83.2K Ratings

🗓️ 5 February 2026

⏱️ 61 minutes

🧾️ Download transcript

Summary

💵 Create a free budget and find more margin with EveryDollar.   Career, relationships, self-improvement—life is full of important choices, and today we’re unpacking all the options with bestselling author and The Ramsey Show co-host Ken Coleman.   Next Steps: 🎙️ Catch our episode Critiquing Your Spending Habits (and Ours) With Dr. John Delony 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  🤑 Catch Ken’s episode with George: Financial Expert: These Common Money Habits Are Keeping You Poor 🤩 Catch Ken’s episode with Rachel: Marriage, Parenting and Growing Up as Dave Ramsey’s Daughter   Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🥃 Kentucky Mule Recipe from Liquor.com  2 ounces bourbon 1/2 ounce lime juice, freshly squeezed  Ginger beer, to top  Garnish: mint sprig   Instructions: Add the bourbon and lime juice to a copper mug or a highball glass. Fill the mug or glass with ice and top with ginger beer. Garnish with a mint sprig and enjoy!   Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

From Unhinged Would You Rather's to a real-life game of life.

0:09.0

Today, we're joined by one of our greatest friends and fellow Ramsey personalities, Ken Coleman.

0:14.1

I couldn't be more comfortable.

0:16.5

I'm not buying it.

0:17.9

Oh my gosh.

0:19.2

That's pretty good.

0:19.7

Life is already hard, Ken.

0:21.1

Why would you want me to do more hard things?

0:27.7

Hey guys, I'm Rachel Cruz.

0:29.6

I'm George Camel.

0:31.3

And I'm Ken Coleman.

0:32.7

And this is Smart Money Happy Hour.

0:36.2

Cheers, everyone.

0:37.2

Cheers. Well, this is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events, and money. And today it's three friends. And we have a special cocktail for a special man. We are sipping on a Kentucky mule. It's great, by the way. It's so good. Well,

0:54.6

don't give it away just yet. We're going to give you all our rating and reveal the cost per glass at the end of the episode, so stick around for that. All right, Ken, well, welcome. Welcome. You've been on our list. Have I? Must have guests. It wasn't a good list. It was more of a naughty list.

1:11.1

I think that's probably right.

1:12.6

I'm just happy to be on the list, but it was way down. have guests. It wasn't a good list. It was more of a naughty list.

1:12.5

I think that's probably right.

1:29.2

I'm just happy to be on the list, but it was way down the list. No, we wanted you, Ken. I'm glad. I'm glad you're here. I'm very excited to be here. Yeah, and for people that maybe only watch Smart Money Happy Hour, they live in a vacuum, you know tell them about what you do here at Ramsey as one of the personalities.

1:28.2

Yeah, so I'm in the workspace, right?

1:30.0

So Dave Ramsey for decades has said your income is your greatest wealth building tool.

1:34.4

And so we find, as we're all on the Ramsey show together and the Ramsey Show live,

...

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