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Normal is broke and common sense is weird, so we're here to help you transform your life.

From the Ramsey Network in the Fairwinds Credit Union Studio.

This is the Ramsey show.

The phone number to jump in today, AAA 825-5-2-25-2-25, Triple-8-25-5-2-25 alongside the really, really sharply-dressed George Kim. I always like to see what adjective you're going to use on me today. You know, I got distracted from the adjective was looking at that shacket. That's a well-appointed shacket, George. As always, I'm Ken Coleman. We're here together for you. Looking good is half the battle, Ken. It really is. So you're prepared as well. All right, let's go to Travis in Huntsville, Alabama.

Travis, how can we help today?

Hey, I am in $100,000 a debt, and I'm 22.

I have two kids, but I make about $70,000 a year.

Okay.

Tell us more. What kind of debt is $100,000? year. Okay. Tell us more.

What kind of debt is the $100,000?

Break it down for us.

Well, the first one was my, I guess, my 20-year-old idiot purchase, which was, at the time

when I first got it, it was about a $75,000 truck from a loan rolled over. Now it's

about at $60,000. I pay $1,200 a month on it. My second one is a $23,000 camper, started at $30,000.

Pay that about $500 a month on it and then the last one is a car for my wife which I currently owe about 16,000 on okay and what is your goal today what's the

what's the heart of the question well I guess so we me and my wife have been talking a lot about getting rid of the truck

because the reason we have the camper in the truck to begin with is because we were traveling on the road.

I did just, I worked for a renovation company doing renovating government buildings, made a lot of money the first year.

Contracts died out, you know, just slowed down, had to find another job back home where we had a little more stability.

But we still live in the camper, and then the truck is the way to move the camper around.

Got it. So you're living in the camper full-time? You're not renting? You don't have a home? Okay. No, we're not renting. And we actually don't pay for rent at the campground because we volunteer for state parks. Cool. So that kind of covers the fee. They kind of make it a wash. And I'm guessing you don't move around much anymore. You're not moving this camper much. No, not very far. Just around like, you know, like an hour from Huntsville. Right now we're an hour, so we're kind of far, but we can move back in a couple months. Okay. And your wife is at home with the kids? Yeah.

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