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The Ramsey Show

My Fiancé Broke Off Our Engagement Because Of My Money Habits

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 5 February 2026

⏱️ 127 minutes

🧾️ Download transcript

Summary

💵 ⁠⁠Ask Ramsey: Real Ramsey answers, powered by AI. George Kamel and Rachel Cruze answer your questions and discuss: "How can I heal from a relationship broken over bad money habits?" "How do I get comfortable using my emergency fund when I need to?" "My dad promised to pay off my student loan debt but we cut him out of our lives. How do we pay them off ourselves?" "My father is trying to buy a house with his new girlfriend. We think he's being manipulated but don't know what to do" Next Steps: ✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠. 💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app! 🏠 Find a Ramsey Trusted Real Estate Agent 🚢 ⁠⁠Cruise with Ramsey: Save $300 this week only!⁠⁠ 💻 ⁠Need help with your taxes? See who we trust.⁠ Connect With Our Sponsors: Get 10% off your first month of ⁠⁠BetterHelp⁠⁠ Go to ⁠⁠Boost Mobile⁠⁠ to switch today! Go to⁠⁠ ⁠⁠⁠⁠Casper Sleep⁠⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with⁠⁠ Churchill Mortgage⁠⁠ Get 20% off when you join ⁠⁠DeleteMe⁠⁠ Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠Guardian Litigation Group⁠⁠ Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠ Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ Visit⁠⁠ NetSuite⁠⁠ today to learn more Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today!   Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:07.3

Start budgeting for free today.

0:14.6

Normal is broke and common sense is weird.

0:17.6

So we are here to help you transform your life.

0:20.5

From the Ramsey Network in the Fairwinds Credit Union studio, this is The Ramsey Show.

0:25.1

I'm George Camel, joined by my good pal, Rachel Cruz, and we're taking your calls at

0:29.7

AAA-825-5-2-25.

0:34.1

Rita is in Louisville.

0:35.6

Up first, what's going on?

0:37.8

Hi. I'm calling to, I don't, I just went through a breakup over money, and I want to figure out how to heal from it and move forward.

0:50.5

Oh, so sorry.

0:51.6

How long was the relationship?

0:53.7

A couple of months, we had just gotten engaged. Oh, what happened?

1:00.4

So my, I guess, now ex-fiance is, like, he is a very, like, anti-debt person, which I agree with.

1:12.2

I had, I have a lot of debt.

1:15.2

I have a lot of, I have student loan debt and credit card debt, both from taking care.

1:24.2

I put everything on hold after my dad died a number of years ago, and I was taking

1:28.7

care of the family for a long time. And my siblings were still in school, and I was, I was 19 when

1:39.7

that happened and just sort of got into a lot of debt afterwards.

1:45.3

Yeah.

1:45.9

And so I have not, it's so money is like very emotional for me because I don't have a good, I don't have a good relationship with it.

1:59.3

And my family doesn't.

...

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