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The Ramsey Show Highlights

We Make Plenty Of Money But Still Overspend

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 4 May 2025

⏱️ 5 minutes

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps 💵 Start your free budget today. Download the EveryDollar app! - https://ter.li/ttpjvq  🏘️ Get Organized and Prepared to Buy or Sell a Home - https://ter.li/7vm07f  📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Listen to more from Ramsey Network 🎙️ The Ramsey Show  🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.6

Hi.

0:07.5

Sorry, this has to be kind of brief, but my wife's a big fan.

0:11.7

She listens to you all the time.

0:13.2

We have the Every Dollar premium.

0:15.3

We've been trying to budget every month for the last five months or so.

0:20.5

I work in corporate America.

0:23.1

I do marketing, digital marketing,

0:25.1

and my wife is a part-time homeschool hybrid teacher.

0:28.0

She makes $18,000 a year.

0:29.8

I make $105,000 a year.

0:32.8

We have roughly $200,000 left on our house.

0:36.1

We have no other debt, nothing at all. My wife and I

0:40.2

struggle to be under budget with their every dollar app every month. We're always spending more

0:45.7

than we're taking in. I don't do any of the shopping. I'm just at work. She takes care of our

0:51.7

one-year-old son, and it's just very difficult to get under budget

0:57.3

each month. So I don't know. I've tried to talk to her about this. She just has issues with

1:02.9

spending too much. So is she paying every single bill in the household? So she does the grocery

1:10.4

shopping. I pay does the grocery shopping.

1:12.0

I pay all the other bills.

1:13.6

So our son goes to physical therapy.

...

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