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The Ramsey Show Highlights

Go On An African Safari Hunt or Buy Our First House?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 5 May 2025

⏱️ 7 minutes

🧾️ Download transcript

Summary

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps ⁠💵 ⁠Start your free budget today. Download the EveryDollar app! - https://ter.li/446mhy 🏘️ Find a Ramsey Trusted Real Estate Agent - ⁠https://ter.li/ko6rqk⁠ 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or⁠ click here!⁠ Listen to more from Ramsey Network 🎙️⁠ The Ramsey Show⁠  🧠⁠ The Dr. John Delony Show⁠ 🍸⁠ Smart Money Happy Hour⁠ 💡⁠ The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ ⁠🪑 Front Row Seat with Ken Coleman⁠ 📈⁠ EntreLeadership⁠ Learn more about your ad choices. ⁠https://www.megaphone.fm/adchoices⁠ ⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:06.0

Okay, my husband and I are trying to decide if we should go on an African safari hunt or to keep saving for a house.

0:14.0

This is the most Oklahoma call I think I've ever got.

0:18.0

So here's a little situation and background.

0:22.9

So we got married this past year and decided for our 10-year anniversary that we are going to go

0:28.4

on an African safari and hunt, all the jazz.

0:32.3

And then a month ago, we entered a raffle and found out that we won a nine-day all-inclusive hunt in South Africa,

0:39.6

and it's a $20,000 value.

0:42.3

It includes like the hunt, lodging, food, and Lord willing, like two animals per person.

0:48.6

But after we did our research, it does not include airfare, transportation, gun rental, but the kicker is the

0:56.3

taxidermy and the shipping of the taxidermy. In total, all of that comes out to 12,000 to 15,000

1:02.9

out of pocket, which doesn't include like extra excursions or spending money. It's a lot

1:08.4

of money. What's your household income, huh?

1:11.6

275,000 a year. We're in Baby Step 3B, so in our first year of marriage, we are debt-free with our

1:21.6

fully funding emergency fund. We are targeting to purchase a house April of 2026, so in one year, and we're on track for

1:29.0

87,000 for a down payment.

1:31.8

And we have a sinking fund for our vacation this year of $2,600.

1:37.0

So we see three potential options if you could help us with our first marital financial hurdle.

1:45.0

Well, you're in a much better place than I thought you were going to be when we started this

1:48.7

conversation.

1:50.1

I was thinking this was going to be a hard no when we started, but you make $275,000.

1:55.5

You're out of debt.

...

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