4.6 • 682 Ratings
🗓️ 29 December 2024
⏱️ 8 minutes
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0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. So me and my husband, we're 34 and we're 35. |
0:10.1 | We don't have much of retirement. He's got 13,000. I just started mine last paycheck, so I have $400 in there. |
0:19.6 | We have about $49,600 worth as debt, and that includes everything except for our mortgage, |
0:27.2 | which is $128,000 left. |
0:29.9 | Not terrible, but it's at 6.125%. |
0:32.6 | I've been, I have been, I'm an RN, so I'm able to work extra and I've been working extra |
0:40.7 | since August. Um, and we've been able to pay off just under $5,000 worth of debt, which is great. |
0:47.6 | Um, but I can't do this forever. I'm, you know, I miss my kids. I miss my husband. Um, so that 49,600 that I'm kind of |
1:00.5 | laser focused on to get rid of and we've dialed back or I feel like we've dialed back |
1:06.5 | everything that we can, um, as far as financially or, you know, monthly. |
1:13.9 | I'm just not sure how to get ahead because our goals are obviously to get out of |
1:18.3 | that, but I also am really concerned about retirement age, which I know is in roughly 30 years, |
1:25.5 | but I don't want my daughter to ever have to worry about what's, you know, worry about me whenever I'm older. |
1:32.1 | I want her to be able to live her life. |
1:33.7 | The best way to be able to retire with dignities to get the debt cleared. |
1:37.1 | So you need to stop putting money in retirement temporarily. |
1:41.3 | Oh, okay. |
1:42.2 | And use all that money to help clear this debt. |
1:45.4 | That's a temporary thing because I want you clear the debt fast so you can get back to having it breathing again a normal life. |
1:52.7 | What's your household income? |
1:55.8 | While I'm working extra, we bring home about 8,500 to 8,800. it kind of depends on our end it's you know |
2:04.6 | funny hour shift differential what's your husband when I huh he's in um he he's in like a |
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