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So I had two questions regarding whole life insurance. I know your general principle,

but I've never actually heard you discuss these two characteristics of whole life insurance,

or these two scenarios. So I was kind of curious of your opinion regarding the subject, if you don't mind.

Sure. I'm an expert on my opinion.

So the first question is like this. Today in America, if a person is a single person is earning

$150,000 a year or less, they can put up to $7,000 into a Roth IRA that grows tax free.

But at $150,000 after taxes, about $130,000, a single person pretty much anywhere in America

still has plenty of money.

So let's say you're putting money into that investment brokerage account.

My question was on whole life insurance, it also grows tax-free.

I know it doesn't have the same rate of return, but if a person wanted to increase their long-term

tax-free savings, would that still be, would that be something you would consider as a viable

approach that they've already maxed out their Roth IRA or if they have a company that a Roth 401k,

the sale can only max out

at $7,000.

How long ago did you take your job selling a whole life?

I've actually, I've only sold a couple of policies, but no, I don't, I'm not actually

involved in the industry specifically.

How did you sell policies if you're not involved in the industry?

Oh, I am a licensed agent, but I haven't done in a few years.

Because you pretty much spouted their line perfectly.

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