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Here's your money briefing for Wednesday, October 18.

I'm JR Whalen for the Wall Street Journal.

They say cash is king, but while it might seem like cash has relinquished its crown to

credit cards, more retailers are offering discounts to shoppers who put away the plastic and

pay with cash.

So merchants pay a fee for every single card transaction, and especially coming out of

the pandemic, one of the things that they've seen is that adoption of digital payments,

which means they're paying a fee on more of their revenue and they're looking for ways

to mitigate that.

A personal finance reporter Amani Moiz will discuss when it makes more sense to use cash

or card after the break.

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to helping clients keep their data safe.

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security.

Smart shoppers often go on the hunt for discounts before making a purchase, but in some cases,

shoppers can get a discount just by paying in cash.

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