Hi everyone, I'm Hillary Kerr, the co-founder and chief content officer of Who Up Where,

and this is Second Life, a podcast spotlighting women who have truly inspiring careers.

We're talking about their work journeys, what they've learned from the process of setting

aside their doubts or fears, and what happens when they embark on their Second Life.

Today, I'm speaking with the CEO and founder of Your Rich BFF, Vivian 2.

Through her social media and her website, Vivian educates over six million followers on important topics,

like how to invest on a budget, or negotiate a higher salary.

Now, with her new podcast, Network and Chill, along with her upcoming book, Rich AF,

the winning money mindset that will change your life,

she's giving people even more tools to make informed financial decisions.

Given her immense knowledge in the field, it's no surprise that Vivian actually started her career

as an equities trader at J.P. Morgan where she spent over two years covering industrial,

materials, and energy stocks. But, when a new manager created a toxic work environment,

she decided to leave Wall Street behind and take a job in digital media strategy sales at BuzzFeed.

It was there that she began to give her new co-workers personal finance advice.

Eventually, in an effort to consolidate that advice, she took to TikTok and Your Rich BFF was born.

Vivian is extremely candid about her own financial journey and the steps everyone needs to

take to build wealth, and I can't wait for you to hear from her today. Now, on Second Life,

it's Vivian too. Are you ready to start? I am. Okay, excellent. So, we like to start this podcast

at the beginning. So, what did you study in school and much more importantly? What did you think

you're going to be when you grew up? So, I grew up in an immigrant Chinese home. So, education was

always a really, really big focus for my family. And when you come from an immigrant Chinese home,

...