Use This Unfair Advantage for Stress-Free Christian Finances ft. Bob Lotich
The Family Teams Podcast
Jeff Bethke
4.9 • 729 Ratings
🗓️ 23 April 2026
⏱️ 43 minutes
🧾️ Download transcript
Summary
Money is such a contentious issue. In the world at large, but specifically within the Christian community.
The love of money is the root of all evil...but does that mean making money is wrong?
Do I really need to tithe 10%?
Is budgeting a lack of trust in God?
There's a million questions that end up becoming quite theological, and it can be tough to find God's peace in the whole conversation.
That's why we brought on Bob Lotich, from Seed Time, to give us an overview from his experience and perspective as a Christian financial expert, on how families can think about money from a Christian perspective and not get totally overwhelmed in the process.
On this episode, we talk about:
0:00 Intro
1:23 How does a Christian family approach finances differently?
3:37 Avoiding the financial and spiritual ditches
9:39 God-first finances
19:01 Income and Expenses Imbalance
24:31 The biblical tension with wealth
31:04 Real Money Math Budgeting
Resources Mentioned:
Seed Time Youtube: https://www.youtube.com/@seedtimepodcast/
Website: https://seedtime.com/
Instagram: https://www.instagram.com/seedtime/
Simple Money, Rich Life by Bob Lotich: https://www.amazon.com/dp/0593193652/
Rocket Money app: https://www.rocketmoney.com/
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Hi, welcome to the Family Teams podcast! Our goal here is to help your family become a multigenerational team on mission by providing you with Biblically rooted concepts, tools and rhythms! Your hosts are Jeremy Pryor and Jefferson Bethke. Make sure to subscribe on Apple, Spotify, or YouTube so you don't miss out on future episodes!
Transcript
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| 0:00.0 | If I look at all the students that I've talked to over the years, all the different readers we've talked to, the ones that I see who get the miracles the most, who see the biggest financial breakthrough, are the ones who aren't just praying for a miracle, praying for God to help them win the lottery, praying to put all their money in Bitcoin. |
| 0:18.4 | But they're the ones who are actually... Hey everybody, welcome back to the podcast. |
| 0:25.6 | I'm excited to be joined by Bob Loddick, who is here from Seed Time. |
| 0:31.6 | Bob, introduce us to what you guys do over Seat Time. |
| 0:33.6 | Yeah, no, it's an honor to be here. |
| 0:35.6 | Thank you, Jeremy, for having me. |
| 0:36.6 | Seed Time, long story short, the blog I started 17, 18 years ago about money and Christianity and |
| 0:43.9 | the intersection and stuff like that. And since that point, we've done a whole bunch of things. |
| 0:47.8 | We've written a book. Our main thing right now, honestly, is helping churches kind of equip |
| 0:53.3 | their congregations. We have a little class to help |
| 0:55.9 | churches go through that video course and stuff like that. A bunch of courses for individuals and |
| 1:00.2 | things like that. But long story short, we're helping people understand money, Bible, and |
| 1:05.3 | intersection what that looks like in everyday life. Awesome. A huge part of what we do with family |
| 1:09.4 | teams is it definitely overlaps |
| 1:11.3 | with, okay, is there a more biblical way to handle finances than the way the world tends to |
| 1:17.6 | think about it? Is this just a matter of, you know, discipline and understanding kind of how |
| 1:22.6 | money works? And so I'd love for you to kind of maybe pull back a little bit of how do you think about this overall topic? |
| 1:29.7 | How does a Christian family approach finances differently than somebody who isn't trying to follow Jesus? |
| 1:37.2 | Yeah. No, that's a great question. And I think, unfortunately, I think so many of us in the church, like we have just followed the world's pattern. |
| 1:46.1 | And I know you've seen this in so many other areas of our lives. |
| 1:48.9 | Like we just kind of often default to the world's pattern. |
| 1:51.4 | I think that's what's going on in the church when it comes to our money. |
... |
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