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The Jesse Mecham Show

Unpaid Bills Are Parasites

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 29 January 2026

⏱️ 5 minutes

🧾️ Download transcript

Summary

You've probably got an item or two on your to-do list that you never seem to get to. Whenever you think about, you aren't in a position to act on it. There always seems to be something in the way when you have time and attention to complete the task. Yet these open loops, as they are sometimes referred to, are a drain on your attention and mental capacity.

 

Unpaid bills are mental vampires too, clogging up your subconscious and draining your mental energy. With YNAB, you don't have worry about unpaid bills hanging over your head anymore. YNAB helps you assign the dollars you have in your account now to cover bills in the future, so that when they come due, you simply pay them (or even better, autopay them!) and move on with life. Stress free!

 

 

Watch The Jesse Mecham Show on YouTube:

https://www.youtube.com/@jessemechamshow

 

Got a question for Jesse? Send him an email:

askjesse@ynab.com

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

 

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Transcript

Click on a timestamp to play from that location

0:00.0

Hello, my name is Jesse Meekam with another episode of the Jesse Meekam show,

0:16.8

and I'm here each week to obsess out loud about you, no longer obsessing about that little thing

0:22.7

that's driving you bonkers.

0:25.4

I've got one for you.

0:27.4

I was just sent to text, reminded we have a little trip coming up.

0:31.1

It's like a business trip, and I'm supposed to get a flight for it.

0:35.0

And the person had a text to remind me.

0:37.1

And you know what? I already knew i was supposed to do

0:39.5

that and i thought about it in the last two weeks probably four times and then thought oh yes i

0:45.5

need to do that and then i didn't do it and then they sent me a reminder text and then i had to mark

0:51.1

the text unread because i read it to remind me to do it.

0:55.6

And I should just stick it in my bulletproof to-do system.

0:57.9

But for some reason, hopping on Delta's website and buying this flight seems to just be a thing that I always hear I should do or I'm reminded I should do or remember I should do when I can't actually do it.

1:11.5

Honestly, I should stop right now.

1:13.0

I should grab my phone and I should book the flight.

1:15.6

It remains what you are familiar with, what I'm familiar with as an open loop.

1:21.5

And open loops are pernicious little nasty parasites of a thing that just kind of ping you at the most unwelcome

1:31.9

unhelpful times hey did you remember to get that flight hey did you remember to send someone that

1:39.7

birthday card hey did you remember to pay that bill hey did you remember to pay that bill hey did you remember

1:45.3

to pay that but you see how annoyed i don't even finish saying it three times i was already annoyed um

1:50.7

the bill pay situation where you aren't yet out of the paycheck to paycheck cycle uh every single

1:57.8

bill is an open loop and that is a rain on your parade, if I may say it that way.

...

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