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The Jesse Mecham Show

Bad With Money? It's Just a Skill Issue

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 5 February 2026

⏱️ 7 minutes

🧾️ Download transcript

Summary

If you think you're bad with money, you're not alone. Money management is not something that comes natural to most, and it's certainly not something that most of us are taught. But getting good with money is a skill, and that's good news! No matter where you are starting, you can get better at managing your money and learn to live stress-free when it comes to money.

 

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https://www.youtube.com/@jessemechamshow

 

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askjesse@ynab.com

 

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Transcript

Click on a timestamp to play from that location

0:00.0

Hello, my name is Jesse Meekam with another episode of the Jesse Meekam show,

0:16.5

and I'm here each week to obsess out loud about spending purposefully, saving aspirationally,

0:22.4

giving joyfully. It all comes down to just one very, very simple thing that you must do with

0:29.6

your money in order to never worry about it again. And that is that you must give every single one

0:34.4

of those little precious dollars that you work so, so hard for, you must give

0:38.3

them a job. And that, this idea of never worrying about money again, that is the outcome of

0:45.7

someone that is good at money. If you find yourself worrying about money, it is because you are

0:51.2

bad at money. And that does not mean you are bad. Far, far from it. There are times

0:56.6

where Julie and I, honestly, just last year, was it? Yeah, just last year, where I could feel this

1:02.7

kind of worry creeping back in, this money worry creeping back into our life. And I was like,

1:07.6

what is this foreign feeling I'm experiencing? And I realized that it was worry about money.

1:12.6

We had some big things coming up.

1:14.3

And we went back to the basics.

1:16.5

We started to give every dollar a job.

1:18.7

We worked through the five questions, and we watched the worry melt away.

1:24.0

They didn't make any more money.

1:25.7

Same, same exact situation, except the worry was gone.

1:29.3

And what we did there was basically, well, it's a skill we've learned.

1:35.3

And that's why it's okay to say to yourself, maybe I'm bad at money, because it's just a skill you need to learn and it is very, very common to

1:46.7

have not learned how to be good with money. Very common. Like, you know, you're in the 90th

1:54.2

percentile. Wait, does that mean what I think it means? Maybe you're in the bottom 90 percent.

2:02.8

90 percent of people are bad at it. That's what I'm trying to say. So you're not alone. You're not alone. I was. Everyone at one point was. And then a few

...

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